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Legal

Disclaimer

The information on this website does not constitute your official policy documents. All information on this website is provided for reference only. Policy wording, definitions, translations, product details, coverage limits and plan details are subject to change at any time, without notice prior to a purchase and delivery of the policy.

The purchase of a policy confirms acceptance of the policy wording, terms, conditions, limits and exclusions set out therein. MSH and its insurance providers and its affiliates are not responsible for differences between the information found on this site and the actual coverage provided.

If you have any questions about your coverage, please contact us.

MSH International Legal Notice

This StudyInsured™ site is operated by MSH International (Canada) Ltd.

MSH International (Canada) Ltd is licensed across Canada. MSH International (Canada) Ltd work with licensed insurance agents.

™ MSH International is a trademark under a license held by MSH International (Canada) Ltd.

Additional terms and conditions apply to the “Share Your Story” section. Please review the terms and conditions listed in that section for further detail.

Purpose of Website

The purpose of this website is to provide information and allow you to order and process insurance products and related services. The information on this site does not constitute a solicitation. The contract will be governed by the laws of the province of Ontario, Canada in all respects including matters of construction, validity and performance. All products ordered will be provided by a licensed insurance company. Your designated insurance agent will be licensed in the jurisdiction governing the sale of any product.


Copyright

© MSH International Inc., 2024, unless otherwise noted.

All information, data, text, graphics, images, software, code, metadata, links, audio and video files, all on-line tools, and all other materials forming part of the website (collectively, the “Content”) are the property of MSH International Inc. unless otherwise noted. The Content is protected by copyright laws and other laws.

Certain names, graphics, logos, icons, designs, words, titles or phrases displayed in this website may also constitute trade names, trademarks, or service marks registered in Canada, or elsewhere. The display of trademarks on the website does not imply any license has been granted to you for their use. Any unauthorized use, copy or modification of trademarks and/or any of the Content herein may be a violation of federal or common law, and/or trademark, and/or copyright laws and could subject the person to legal action.

Except as is expressly permitted in writing by a Content supplier, you shall not (and shall not permit any other person) to, in any way or by any means:

  • Use Content in any manner that is competitive with the business activities of supplier of such Content.
  • Sell, lease, rent, market, license, sub-license, export or transfer such Content.
  • Reproduce, redistribute, retransmit, publish, transfer, upload, post, frame or commercially exploit such Content.
  • Remove, alter or obscure any proprietary notices or disclaimers displayed with the Content.
  • Modify or prepare derivative works of the Content (or any portions thereof).
  • Reverse-engineer, decompile or disassemble the Content (or any portions thereof).
  • Use the Content in violation of any applicable laws or regulations.

You agree to abide by all copyright notices, and license or use restrictions contained throughout this website. Modification of the Content or use of the Content for any purpose (including use of any such Content on any other website or networked computer environment) other than expressly permitted herein is a violation of copyright and other proprietary rights. You will not use the website or its Content to collect, transmit, store or exchange any material in violation of any applicable law or regulation, including material protected by copyright, trademark, trade secret, or other intellectual property rights, without proper authorization. You will use the website and its Content ethically.


Licensing

This site is operated by MSH International (Canada) Ltd.

MSH International (Canada) Ltd. is an Ontario corporation extra provincially registered in all Canadian provinces and territories. MSH International and its staff hold Life and/or Accident & Sickness insurance agent licences across Canada. MSH International work through and with licensed insurance agents in Canada and internationally. Please contact PrivacyOfficer@america.msh-intl.com for further details on our insurance agent licensing.

Address:

Canadian Head Office (Toronto)
MSH International
150 King St West, Suite 602, PO Box 75
Toronto, ON M5H 1J9 Canada

Local representation is available in other areas on request. Please contact us for further details.