Most Popular |
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TuGo Traveller Emergency Medical
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Allianz Global Assistance Emergency Hospital Medical
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Canuck Voyage | |
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Overall Maximum Limit | $5,000,000 | $10,000,000 | $7,000,000 |
Covered Areas | Worldwide including the US, worldwide excluding the US, or within Canada | Worldwide including the US, worldwide excluding the US, or within Canada | Worldwide including the US, worldwide excluding the US, or within Canada |
Multi-Trip Annual Plan Options | 2, 5, 10, 15, 20, 35, or 60 days per trip | Available offline – call us for a quote | 5, 10, 20, 35, 50, 65, or 100 days per trip |
Pre-Existing Medical Condition Coverage | Subject to stability period of 7-365 days (depending on age) | Subject to stability period of 90-180 days (depending on age) | Subject to stability period of 30-180 days (depending on age) |
Excluded Sports | Out-of-bounds skiing, snowboarding, snowshoeing, or non-motorized snow-biking | All professional sports, motorized speed contests, stunt activities, skiing or snowboarding out of bounds, ski jumping, skydiving, sky-surfing, scuba diving (except if certified by internationally recognized and accepted program, or if diving depth does not exceed 30 metres), white water rafting (except grades 1 to 4), street luge, skeleton activity, mountaineering, any rodeo activity | All professional sports, rock or mountain climbing, hang gliding, parachuting, bungee jumping, skydiving, any motorized race or speed contest, scuba diving (except if certified by internationally recognized and accepted program such as NAUI or PADI, or if diving depth does not exceed 30 metres) |
Hospital Accommodation | Reasonable and customary costs (semi-private room) | Reasonable and customary costs (private or semi-private room) | Reasonable and customary costs (semi-private room) |
Physician | Reasonable and customary costs | Reasonable and customary costs | Reasonable and customary costs |
Ambulance | Reasonable and customary costs | Reasonable and customary costs | Reasonable and customary costs |
Prescription Drugs | 30-day supply (limit does not apply when hospitalized) | 30-day supply, $1,000 limit (limits do not apply when hospitalized) | 30-day supply (limit does not apply when hospitalized) |
Dental Accident | $4,000 | $4,000 | $5,000 |
Dental Pain | $500 | $500 | $500 |
Emergency Transportation | Air ambulance or economy airfare to the home province or territory | Air ambulance or economy airfare to the home province or territory | Air ambulance or economy airfare to the nearest appropriate medical facility or a Canadian hospital |
Specialists and Therapists | $500 per profession for physiotherapist, chiropractor, chiropodist, osteopath, podiatrist, optometrist | $500 per profession for physiotherapist, chiropractor, osteopath, chiropodist, podiatrist, acupuncturist | $500 per profession for physiotherapist, chiropractor, chiropodist, osteopath, podiatrist, optometrist, acupuncturist |
Quebec Residents | The name and contact information of the insurer, together with the warnings about the consequences of misrepresentation or concealment, are described in the insurance policy (please click below on “Policy Wording”). | The name and contact information of the insurer, together with the warnings about the consequences of misrepresentation or concealment, are described in the insurance policy (please click below on “Policy Wording”). | For more information with regards to the name and contact information of the insurer, together with the warnings about the consequences of misrepresentation or concealment, please click here. |