Are you a student? Register now and access your Student Portal! Click here
The Essential Plan is designed to provide coverage for unexpected illness and/or injury while you are an international student studying in Canada. Please note that this is an emergency insurance plan and there are exclusions and limitations to the coverage. Please refer to the full policy wording linked below for a full description of coverage.
| Daily Rate | Contact your school for information |
| Yearly Rate | Contact your school for information |
| Minimum Policy Premium | Contact your school for information |
| Maximum Sum Insured | $5,000,000 |
| Physician and Hospital Fees | Included |
| Ambulance | Ground: up to overall limit, Taxi: $125, Air: $300,000 |
| Prescription Drugs | $500, up to 60-day supply |
| Other Professional Services | Up to $500 per profession for physiotherapist, chiropractor, licensed chiropodist, osteopath, or podiatrist |
| Maternity | Up to $5,000, including childbirth; the pregnancy must commence during the term of insurance (benefit provided only when coverage has been in force for the entire term of the pregnancy). |
| 1 General Checkup - Applicable to annual plans | Not included |
| 1 Eye Exam - Applicable to annual plans | Not included |
| Pre-Existing Medical Condition Coverage | Subject to stability period of 90 days prior to effective date |
| Quebec Residents |