The Traveller plan offers travel medical coverage for Canadians up to age 90. For travellers over age 60, a simple, straightforward medical questionnaire determines your coverage category and rate. Easy to purchase and with competitive rates, this product is a good choice for many Canadian travellers.
Overall Maximum Limit | $5,000,000 |
Covered Areas | Worldwide including the US, worldwide excluding the US, or within Canada |
Multi-Trip Annual Plan Options | 2, 5, 10, 15, 20, 35, or 60 days per trip |
Pre-Existing Medical Condition Coverage | Subject to stability period of 7-365 days (depending on age) |
Excluded Sports | Backcountry skiing/snowboarding, downhill freestyle skiing/snowboarding in organized competitions, high risk snowmobiling and motorized snow biking, ice climbing, mountaineering over a 6,000-metre elevation, mountaineering up to a 6,000-metre elevation, rock climbing, barrel racing, bronc riding, bull riding, chariot racing, chuck wagon racing, harness racing, rodeo bareback racing, rodeo clowning, rodeo team roping, steer wrestling/chute dogging, trick riding |
Hospital Accommodation | Reasonable and customary costs (semi-private room) |
Physician | Reasonable and customary costs |
Ambulance | Reasonable and customary costs |
Prescription Drugs | 30-day supply (limit does not apply when hospitalized) |
Dental Accident | $4,000 |
Dental Pain | $500 |
Emergency Transportation | Air ambulance or economy airfare to the home province or territory |
Specialists and Therapists | $500 per profession for physiotherapist, chiropractor, chiropodist, osteopath, podiatrist, optometrist |
Quebec Residents | The name and contact information of the insurer, together with the warnings about the consequences of misrepresentation or concealment, are described in the insurance policy (please click below on “Policy Wording”). |