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The Whole Truth and Nothing But. The Risks of Non-disclosure
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The Whole Truth and Nothing But. The Risks of Non-disclosure
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The Whole Truth and Nothing But. The Risks of Non-disclosure

In completing a questionnaire for medical underwriting, you will very likely be asked to sign a declaration acknowledging that if you fail to answer any questi...
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Visitors To Canada Need Insurance
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Visitors To Canada Need Insurance
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Visitors To Canada Need Insurance

Your mother-in-law from Chicago is coming to visit. She has her U.S. Medicare. Does she need health insurance? Yes. Absolutely. U.S. Medicare does not cover ou...
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Do Expatriates, Employees or Students Need Different Plans?
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Do Expatriates, Employees or Students Need Different Plans?
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Do Expatriates, Employees or Students Need Different Plans?

If you are a student studying abroad, a company employee stationed out of Canada for extended periods, or a Canadian national permanently residing out of the c...
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Do You Need Insurance for Cruises?
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Do You Need Insurance for Cruises?
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Do You Need Insurance for Cruises?

Many people taking their first cruise think they are going on an all-inclusive pre-paid vacation. Not so. It’s what you spend on board the ship that makes crui...
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Trip Cancellation Has Its Limits
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Trip Cancellation Has Its Limits
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Trip Cancellation Has Its Limits

You prepay your airfare. You prepay your destination resort. And then to make sure your investment is covered, you buy trip interruption of cancellation insura...
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Who Pays The Hospitals and Doctors?
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Who Pays The Hospitals and Doctors?
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Who Pays The Hospitals and Doctors?

Most insurers will pay hospitals, doctors and other health care providers directly if you notify them promptly. If the amounts are small, you will be expected...
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How Much Will Insurers Pay?
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How Much Will Insurers Pay?
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How Much Will Insurers Pay?

Many policies emphasize that they provide $1 million, up to $5 million or even “unlimited” coverage. But that doesn’t mean you are getting a blank cheque to sp...
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High US Health Costs Not Likely to Allow Premium Reductions
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High US Health Costs Not Likely to Allow Premium Reductions
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High US Health Costs Not Likely to Allow Premium Reductions

Though the loonie has hit new 30-year highs against the US greenback this year, don’t expect to see any substantial reductions in out-of-country travel health...
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Airline Ban On Medical Stretchers Fortifies Need for Insurance Repat Cover
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Airline Ban On Medical Stretchers Fortifies Need for Insurance Repat Cover
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Airline Ban On Medical Stretchers Fortifies Need for Insurance Repat Cover

With many international airlines bowing out of the stretcher-carrying business, you better be sure your travel insurance covers full repatriation benefits in c...

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