The Patriot Platinum plan provides high-end coverage for short-term international travellers who are looking for the maximum coverage available. This plan offers a variety of maximum overall limits up to $8,000,000 (USD) as well as enhanced benefits and services. In addition to medical coverage, this plan includes benefits for emergency evacuation and repatriation as well as trip interruption, baggage, accidental death, and optional trip cancellation coverage for US citizens.
| Covered Areas | 1. Worldwide including the US; 2. Worldwide excluding the US |
| Emergency Medical Overall Maximum Limit | $2,000,000, $5,000,000, $8,000,000 |
| Deductible Options | No deductible, $100, $250, $500, $1,000, $2,500, $5,000, $10,000, $25,000 |
| Sports Coverage | Basic sports covered; optional rider available for adventure sports |
| Home Country Coverage | N/A |
| Emergency Medical Evacuation Limit | Up to selected medical maximum limit |
| Pre-Existing Medical Condition Coverage - Medical | Coverage for sudden and unexpected recurrence of a pre-existing condition: Non-US citizens, ages 64 and younger: up to $50,000. Non-US citizens, ages 65 and older: up to $2,500. US citizens, ages 64 and younger: up to medical maximum limit when insured through a primary health plan; $20,000 limit when not insured through a primary health plan. US citizens, ages 65 and older: up to $2,500 |
| Pre-Existing Medical Condition Coverage - Evacuation | Sudden and unexpected recurrence of a pre-existing condition is covered up to $25,000 |
| Trip Cancellation | N/A |
| Trip Interruption Limit | $10,000 |
| Baggage Limit | $500 |
| Accidental Death and Dismemberment Limit | $50,000 |
