Covered Areas |
1. Worldwide including the US; 2. Worldwide excluding the US |
1. Worldwide including the US; 2. Worldwide excluding the US |
Emergency Medical Overall Maximum Limit |
$50,000, $100,000, $500,000, $1,000,000, $2,000,000 |
$2,000,000, $5,000,000, $8,000,000 |
Deductible Options |
No deductible, $100, $250, $500, $1,000, $2,500 |
No deductible, $100, $250, $500, $1,000, $2,500, $5,000, $10,000, $25,000 |
Sports Coverage |
Basic sports covered; optional rider available for adventure sports |
Basic sports covered; optional rider available for adventure sports |
Home Country Coverage |
N/A |
N/A |
Emergency Medical Evacuation Limit |
$1,000,000 |
Up to selected medical maximum limit |
Pre-Existing Medical Condition Coverage - Medical |
Coverage for sudden and unexpected recurrence of a pre-existing condition: Non-US citizens, ages 64 and younger: up to $50,000. Non-US citizens, ages 65 and older: up to $2,500. US citizens, ages 64 and younger: up to medical maximum limit when insured through a primary health plan; $20,000 limit when not insured through a primary health plan. US citizens, ages 65 and older: up to $2,500 |
Coverage for sudden and unexpected recurrence of a pre-existing condition: Non-US citizens, ages 64 and younger: up to $50,000. Non-US citizens, ages 65 and older: up to $2,500. US citizens, ages 64 and younger: up to medical maximum limit when insured through a primary health plan; $20,000 limit when not insured through a primary health plan. US citizens, ages 65 and older: up to $2,500 |
Pre-Existing Medical Condition Coverage - Evacuation |
Sudden and unexpected recurrence of a pre-existing condition is covered up to $25,000 |
Sudden and unexpected recurrence of a pre-existing condition is covered up to $25,000 |
Trip Cancellation |
N/A |
N/A |
Trip Interruption Limit |
$10,000 |
$10,000 |
Baggage Limit |
$500 ($50 per item) |
$500 |
Accidental Death and Dismemberment Limit |
$50,000 |
$50,000 |
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